Waterhouse Independent Financial Advisers Ltd Logo

01761 415010 info@waterhousefa.co.uk

  • Menu
  • Home
  • Information
    • Business Protection
    • General
    • Investments
    • Mortgages
    • Pensions
    • Protection
  • Online Services
    • Calculators
    • Market Data
    • Newsletters
  • About Us
    • Our People
    • Terms Of Use
    • Client Feedback
    • Privacy Notice
  • Contact Us
  • Make Enquiry
    • General Enquiry
    • Mortgage Enquiry
    • Protection Enquiry
    • Pension Enquiry
    • Investment Enquiry
Business Protection

Business Protection

Business protection is all about insuring for the unexpected. It's a way of protecting your business if something goes wrong.

General

General

This section contains miscellaneous & general financial information that you may find useful when dealing with certain life events.

The Financial Conduct Authority (FCA) does not regulate Taxation and Trust Advice, some Buy to Let Mortgages, Estate Planning or Inheritance Tax Planning.

Investments

Investments

Investing money needs careful consideration and you need to be absolutely sure of the risks involved. This section provides generic information on different types of saving & investment. You should seek advice appropriate to your specific circumstances prior to making any decisions.

The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.

For ISAs Investors do not pay any personal tax on income or gains. Tax treatment varies according to individual circumstances and is subject to change.

Tax treatment varies according to individual circumstances and is subject to change.

Stocks and Shares ISAs invest in Corporate bonds; stocks and shares and other assets that fluctuate in value.

Life and Protection Insurance

Life and Protection Insurance

The cost of insurance, particularly life insurance has fallen over recent years, whilst the quality of cover has in many cases increased. With this in mind, it makes sense to periodically review your cover with the help of a professional financial adviser. This section provides helpful information on the different types of protection product available.



The Financial Conduct Authority does not regulate Trusts.

Long Term Care

Long Term Care

Meeting the cost of residential and nursing care in old age is a growing issue for many people in the UK. As life expectancy continues to lengthen, more of us can expect to require some form of long-term care. This section contains information to allow you to understand the current situation and help you plan for your future. As with all the information on this website, it's purely intended as guidance - for advice on your specific circumstances you should seek advice.

Mortgages

Mortgages

Not only do you need to consider which mortgage is most suitable for your current needs and circumstances, you also need to think about which interest rate options are most likely to suit your needs. This section has information on the various types of mortgage product which are available.

Buy to let mortgages are not regulated by the Financial Conduct Authority.

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.


We charge a fee of £250.00 for a standard residential mortgage and £299 for a buy-to-let mortgage. This fee is for advice, research, recommendation, implementation (e.g. application, administration of arranging the loan). We will also be paid by commission from the lender.Our fee is payable before we carry out any chargeable work.

Pension Planning

Pension Planning

It's important to plan ahead for your retirement. Here, we explain why pension planning is so critical, and describe some of the options available to you. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.

The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.

UK News

Rail strikes: Only 20% of rail services expected to run
The sixth one-day strike of the summer will see football fans and festival-goers make other travel plans.
P&O Ferries won't face criminal action over mass sacking of staff
The Insolvency Service said there was no likely prospect of conviction, but a civil investigation is ongoing.
Michael Gove backs Rishi Sunak in Tory leadership bid
The former cabinet minister accuses Liz Truss of taking a "holiday from reality" with her tax plans.
Elshafee El Sheikh: Ex-Briton 'Isis Beatle' sentenced to life in prison
Elshafee El Sheikh, 34, was found guilty in April of kidnapping and supporting a terrorist group.
Dina Asher-Smith takes silver as European 200m title slips away
Great Britain's Dina Asher-Smith has to settle for silver after Switzerland's Mujinga Kambundji proves too strong in the 200m final at the European Championships in Munich.
Waterhouse Financial Advisers Limited is an appointed representative of Quilter Wealth Limited and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority. Quilter Wealth Limited is entered on the FCA Register (http://www.fca.org.uk/register/) under reference 217742 and Quilter Mortgage Planning Limited under reference 440718.

Registered as a Limited Company in England and Wales No.9469734
Registered Office: 23 High Street, Midsomer Norton, Radstock, BA3 2DR

The guidance and/or information contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK

Please see our Privacy Policy Here.

Copyright © 2022 Waterhouse Financial Advisers Ltd
Login to Waterhouse Financial Advisers Ltd
Forgot Your Password?
Forgotten Your Password?
Enter your email address and we will send you instructions to reset your password.
×
×
Sign Up on Waterhouse Financial Advisers Ltd
Options
×
Login