Liam qualified with a First Class Honours Degree in Business Administration from Plymouth University. After graduating, he worked for a large Accountancy and Financial Advisory practice where he gained an in depth and wide knowledge of the financial services industry. He is a qualified pension transfer specialist and, since joining Waterhouse Financial Advisers Ltd, his knowledge of Investments, Pensions and Trusts has enabled him to add to the comprehensive scope to the advice we offer.

Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.

James is a qualified Financial Adviser who has also gained a wealth of experience in the mortgage and protection market whilst working for one of the UK’s largest mortgage providers. This enables him to offer a full and comprehensive advice service to the clients of Waterhouse Financial Advisers Ltd. His aim is to provide a professional and friendly face to face advice service on all matters associated with financial planning.

Elizabeth joined Waterhouse Financial Advisers Ltd in June 2005 as a Paraplanner, she then qualified as a Mortgage and Protection Adviser in 2008 and finally as a Level 4 Financial Adviser in 2017. She has built an excellent reputation whilst advising many clients on such matters as Retirement Planning, Investments, Pension Drawdown, Trusts and Inheritance Tax Planning.

Sam joined Waterhouse Financial Advisers Ltd in March 2016 after working in the General Insurance industry during the previous 3 years. Sam is a qualified Financial Adviser and Mortgage and Equity Release Adviser and has assisted clients in various areas including Retirement Planning, Investments and Trusts. On the mortgage side, he has assisted clients in all aspects of residential, buy-to-let and commercial mortgages (please note that commercial mortgages are by referral only) as well as Life Assurance, Critical Illness and Income Protection.

Lawrence previously worked as a mortgage and protection adviser for a national organisation. During this time, he gained a great deal of knowledge regarding residential, commercial and buy-to-let mortgages and is now able to secure all types of lending with lenders throughout the mortgage industry (please note that commercial mortgages are by referral only). He has helped numerous families and individuals with their protection needs in areas such as life assurance, critical illness cover and income protection. Lawrence prides himself on being professional whilst at the same time being approachable.

Prior to joining Waterhouse Financial Advisers Ltd, David worked for one of the UK’s largest mortgage providers. David is a highly experienced mortgage and protection adviser and has extensive knowledge regarding residential, commercial and buy-to-let mortgages as well as life assurance, critical illness cover and income protection (please note that commercial mortgages are by referral only). David always aims to provide our clients with the best solution and will always go the extra mile on their behalf.

Jacky runs the day-to-day side of the business such as managing finances, payroll, compliance and human resources and has extensive experience in office management, HR and administration. Having worked in both corporate and SME environments for a wide range of industries from pensions to public relations, she provides a broad range of skills and experience which contributes to the on-going smooth running of the business.

Martha joined Waterhouse Financial Advisers Ltd in January 2017, providing administration support to the Financial and Mortgage Advisers within the team. Martha brings a wealth of experience to her position, having previously held roles within accountancy, banking, fleet insurance services, FMCG and film & television production.

Donna is the newest member of our team (having joined us in April 2022) providing administration support to our Finance and Mortgage Advisers. Donna has a strong background in process and administration, having worked in various industries from large corporate FMCGs, through to manufacturing and the educational sector. Donna’s wide range of experience and skills, coupled with a strong sense of customer service, makes her a great addition to our team.